Short-Term to Long-Term Policies:
Shoot to win with the right policy. With on-demand coverage for jobs as short as an hour or up to a full year, our General Liability insurance policies are built to meet your business’s unique needs.
Who Photographer Insurance is For
As a photographer, you work hard to provide the very best level of service to your clients each and every day. General Liability insurance helps you stay focused on your clients and shows them you are a serious professional. General Liability insurance from Verifly is customized to meet the needs of freelancers like you.
Why Photographers Need Insurance
General Liability insurance, also referred to as Commercial General Liability insurance or business liability insurance, is the most fundamental insurance coverage a business can purchase. It protects a business against the risk of unintentional accidents, which include bodily injury and property damage to a third party.
You are taking headshots for a client in your studio. At the end of the session, they trip over a light stand that you have set out for a later photo shoot.
You are in a client’s home to photograph their baby shower, and you knock over and break an expensive platter that has been set out for the party.
Verifly's General Liability Insurance in Action
as low as $5 per hour,
$7 per day,
$15 per month,
with a $0 deductible
How Much Does General Liability Insurance for Photographers Cost?
Our premium pricing is determined on an hourly, daily, or monthly basis, depending on your needs. Our rates start at $5/hour, $7/day, and $15/month with $0 deductible for a $1 million policy.
Rather than committing to an expensive annual plan, this flexibility allows you to purchase coverage exactly when and for how long you need it, making it the most affordable option on the market for on-demand General Liability insurance.
Certificate of Insurance for Photographers
A certificate of insurance (COI) is a physical or electronic document that provides proof to anyone you work with that you have a valid insurance policy in place.
Verifly issues all policyholders and Additional Insureds with an ACORD certificate of insurance. A COI is important because, quite simply, it is the document that provides you with proof that you have insurance.
In addition to the peace of mind that a COI provides for you as a small business owner or freelance worker, many companies that you provide services to may ask to be added as an Additional Insured to your policy so that they are covered for any damage you may cause within the scope of work you provide to them.
What Customers Are Saying
Why Photographers Choose Verifly
Flexible Insurance From 1 Hour*
Rely on Verifly
Customized for You
Instant Certiﬁcate of Insurance
24/7 Claims Support
iOS and Android App
How Verifly Makes Your Life Easier
No Down Payment
App to Buy/Manage Policy
24/7 Online Access to Policy on App
We are accredited and hold the highest rating the Better Business Bureau has to offer.
We scan quarterly to maintain high security standards, which significantly reduces risk.
* Eligibility, pricing and coverage may vary by state, activity / class and other factors.
Verifly Insurance Services, Inc. is licensed as an insurance producer in the states where it offers insurance products on this website/app for sale. However, the insurance products on this website/app may not currently be available in all states including in the states where the insurance products have not been approved for use by the applicable insurance regulators. Verifly makes no representation that the insurance products on this website/app are appropriate or available for use in any particular jurisdiction. If you access this website/app from a jurisdiction where the insurance products generally or any insurance product specifically are not being offered for sale, you hereby acknowledge and agree that you are viewing this website/app for general informational purposes only. All insurance products are subject to the terms & conditions of the insurance policies and all other documentation for such insurance products. Eligibility, pricing and coverage may vary by state, activity / class and other factors. Please be advised that we cannot add, delete, or modify coverage via email.
This information is provided to assist you in understanding the coverage being offered and does not modify the terms and conditions of any insurance policy, nor imply a claim is covered. Specific coverage terms vary by class of business. See your policy for full details.
This Non-Binding Indication does not offer insurance coverage and does not commit anyone to offer insurance coverage.Any offer of insurance coverage resulting from the submission of this Non-Binding Indication shall be an estimate of premium costs, forms, terms and conditions. To secure a bindable quote, it will be necessary to complete the application and submit all required attachments to such application. This quote is subject to the terms & conditions found here, including, without limitation, the Disclaimer of Warranties, Limitation of Liability, and Exclusion of Damages provisions contained therein. Any insurance coverage will be subject to the terms and conditions of the insurance policy for the coverage.